Toyota Dealership Quoted Me $2,600 For Extended Warranty. Here's How Much You Should Pay

The third-generation Toyota Tundra (2022-current) is enjoying great success despite ditching the much-loved V-8 engine. Although the company's new V35A engine, which is also featured in the Tundra, was prone to severe issues, people are still buying the truck. In fact, according to Good Car Bad Car, January 2025 proved to be the strongest start of the year – 10,364 – since January 2008 – 12,073. 

With Toyota's wavering reputation for quality in recent years, many owners opt for an extended warranty. But how much should you pay for it? One Toyota Tundra owner who at the time of writing this has less than 12,000 miles on the clock, posted a valid question on the Facebook group, 2023-2025 Toyota Tundra Owners group.  

“Do I have to buy the Toyota extended warranty before 12k miles? Dealership quoted me $2,600 for 6 years, 125k miles any thoughts?” 

How much should you pay for an extended warranty on a Toyota Tundra? 

I decided to gather some numbers from various websites and forum discussions. Apparently, prices for Toyota Tundra's extended warranty are all over the place. The group members were quick to give pointers.

From what I saw in the discussion, prices for Toyota's extended warranty range anywhere from $915 to $3,600, with California having some of the most expensive prices. But that's not all. An older discussion on Reddit showed that some dealerships can charge up to $6,000. 

Tundra owners are most worried about recalls that may occur before or after the original warranty expires, which is also the main reason many opt for one of the extended warranty tiers Toyota offers (more on that in a bit).

You can buy the extended warranty before the standard 36-month/36,000-mile warranty expires. Luckily for the Tundra owner who started the discussion, there are plenty of group members who had opted for the extended warranties and were happy to clarify some of the testimonies:  

Ian Koss said: “I bought it because of the battery. Now I am glad because of the potential motor issue too. Besides it was only $1200.” 

Another member was quick to add that battery coverage is up to 180,000 miles. I found out it is actually 150,000 miles or 10 years. Whichever comes first. 

Gerard Mckibbin said: “I just got a 10yr/100k warranty. $1500 from Jerry.” 

Steve Jones said: “Jerry got me a 5yr/125k mile warranty for $915 a while back, can’t beat it!” 

Thomas Winfree said: “I got one through the dealer where I bought mine from. Can’t remember the cost but it was 125k miles. No limit on years.” 

James W. Deming said: “I got a 10-year, 125K for $2,070 on a 1794 Hybrid from Jerry.” 

Shannon Tindell said: “I paid $1,600 for 10 years, 125k miles, zero deductible. It also has rim and tire protection, and lost key replacement. Bought it through my credit union when I got the loan. Look around, dealerships have serious markups." 

However, there is always a “but” and it seems not everything may be as it seems, according to some group members who joined the discussion. 

LLoyd Spleas said: “Jerry dude warranty is powertrain only and gives you a 10k oil change every 10k. It covers nothing else! Go to your dealership and talk to the service advisor about the warranty Jerry offering. You can purchase Jerry warranty there for same value. It’s amazing how many people want free when it it’s too good to be true and you are correct nothing is free.” 

But don't all new Toyotas benefit from an unlimited powertrain warranty? If so, how would an extended powertrain warranty make sense?

Things aren't that simple and this is another classic case where we need to "read between the lines" when dealing with warranty claims. I did some digging and, apparently, “unlimited powertrain warranty” is a dealer-specific option. This creates a potential (and very likely) scenario where you want to claim damage and the dealership will try to get away from paying for or fixing powertrain-related issues.

That's even before we get to the part where modifications may void your warranty, and we know many owners love implementing these popular Toyota Tundra mods and more.

What does the warranty cover and which tier you should go for? 

The 2023-current Toyota Tundra comes standard with a three-year/ 36,000-mile basic warranty. It covers every aspect except normal wear and tear and maintenance. 

There are three types of extended warranties you can get for your Toyota Tundra (or other Toyota models), which are flexible, regarding the time period and mileage.  

Powertrain plan: up to six years or 100,000 miles 

Gold plan: three years or 50,000 miles to eight years and 125,000 miles  

Platinum plan: three years or 50,000 miles to 10 years and 125,000 miles 

The image below shows a graphic depiction of what each extended warranty tier covers.

The main takeaway here is that, one: you can get extended warranty from out of State, and two: look for Jerry. On that slightly humorous note, I would invite you to share your experience and thoughts in the comment section below.  

Dimitar Angelov's automotive interests made him an expert in a wide variety of vehicles. Japanese brands like Toyota are closest to his heart, although performance cars in general are his favorite segment, which is why he is constantly on the lookout for the best deals on the market. Dimitar Angelov's car passion and knack for the written word led him to complete a Master of Arts in Media and Communications, and classic car restoration. Dim is happy to get behind the wheel of any car and share his impressions. You can follow Dimitar on X, Linked-in, Instagram, and Facebook.