I Just Sold My Kia Soul To the Kia Dealer, Because My Little State Farm Beacon Buddy, Tracks Everything That I Do In My New Kia Sorento

I have the same beacon. I'm still in my first year, but even though I think I'm a good driver, the analytics say otherwise.

Having to drive beyond safe, to get a good score, to keep the discount - - ridiculous.

I could care less about them knowing where and when I go, but forcing me to drive like an 80 year old I feel is actually more unsafe.

I'll be leaving state Farm soon!

How is her ins 500 a month for a kia. I insure a 2024 Vette and a 2021 z7q Chevy and a 2018 Harley Davidson cheaper than that

How is her ins 500 a month for a kia. I insure a 2024 Vette and a 2021 z7q Chevy and a 2018 Harley Davidson cheaper than that

Horribly intrusive app. It doesn't accoint for the type of car you drive. My performance cars brake and accelerate a lot better than my truck but if you do either anywhere near what your vehicle is capable of this app dings you. Drive with traffic in ATL on the interstate and it will ding you. Drive 55 on the interstate through ATL and you are a hazard but State Farm will reward you. This app is an insult to drivers with clean records and rewards dangerously cautious drivers.

I have a new attitude in the US. Never get upset with anyone driving close to the limit.

I am also signed up with state farm. I have multiple vehicles. Which saves me a lot of money.
It does make it tough on the road especially in rush hour traffic when no one is doing the speed limit.
If you would like to hear more let me know.

If you're dad Happy Father's Day !

Thank,
Phillip Green

She Is Right! Tracks Everything. I Have To Drive The Speed Limit!!

Barely decent use and camouflage of AI. 😁

"It's more likely that her lifestyle is more expensive than her income can afford." That is defamation. It seems racially motivated and I hope she sues you. You don't know this person's lifestyle, at least not from the information placed in this report. It's one thing to report the facts. It's another to interject your personal bias into your story.

I literally despise with my very essence those surveillance tactics.

Ever hear of geico? Who said you had to use a tracker company?

You wanna adjust Insurance based on people's driving record, fine. But you don't get to track every movement and tell me how to drive !

I work for State Farm. The only way you are saving $280/month on a new policy with the Beacon is if your monthly payment was going to be $2,800. The initial discount is 10%. You can save 30% or more on renewal for sure. But there is a reason I sell insurance and dealers sell cars. That dealer had absolutely no idea how much her insurance was going to be, not by a country mile.

One of the statements in

She should have done more research. She can't afford that car. What happens if a child runs in front of her car? Is she going to hit it to keep her insurance low? What if she has to swerve to avoid debris in the road? If she is going to drive under the speed limit to keep her rates low she is increasing her chances of being hit from behind. Whoever let insurance companies get away with this should be fired/voted out. We need our privacy back and the sooner the better.

Why does the title say "Kia Soul" as though she sold a Kia Soul? Maybe it was an attempt at wordplay but it doesn't make sense (she doesn't have a Kia soul or a Kia Soul) so it's more misleading than cute.

At one point she stated that "I didn't have any choice". Yes, you had choices. I agree with the author that maybe this was more car than you could afford. You could have changed insurance companies. You could have bought a used car maybe 5 years or older from CarMax or other places like that. The vehicle would cost way less than buying from a dealership and would cost less to insure a it. When it comes to buying a car there are options. You just need to look for them.

The best way to sum this up... This woman sold her Soul

Aww, so sad that you have to drive safer now. I mean who wouldn’t be upset about that except for people who are terrible and unsafe drivers? Cry me a river ho; nobody forced you to get that beacon. It’s people like you that cause ME to have to pay higher premiums because of your unsafe driving, with no fault of my own.

All insurance products is a rip-off, to say the least. I have a beacon buddy installed in my vehicle and I hate it. Additionally, I was forced to include renters insurance in order to receive a discount. However, I didn't receive a discount for the Defensive Driver's class in which I completed. I am currently searching for another auto insurance

My auto insurance story is that in June of 2020 my son turned 18 years old. He got his learner’s permit in January 2020 right before the pandemic started. My son learned to drive during the summer of the Pandemic thanks to a friend’s father because of extremely few people on the roads day or night. On Christmas Eve 2020 my son took the road test and got his drivers license. In January 2021 my son had me and his father take him an hour and 1/2 drive away from our home to buy a used 2018 Honda Civic with the $5,000 money he saved from working at a fast food restaurant for 2 1/2 years for the down payment. His dad put him on his State Farm auto insurance policy. Then the mailer from State Farm came . My son was automatically put on the drive safe and save program but instead of a tracking beacon my son got paperwork that he had to fill out every month for a year where he had to list all the trips he took in his car with date the time the trip in car started and the time he got to his destination ( usually work or home) and had to turn them the charts at the end of every month to the State Farm insurance agent his father has. The BS is that despite promises that by doing the paperwork for an entire year my son’s father did not ever see a reduction in his monthly insurance policy payments especially when it comes to our son’s portion of the auto insurance policy payment. It wasn’t until our son turned 22 in 2024 that my son’s father saw his monthly auto insurance payment go down but not by much. When our son was added to his father’s State Farm auto insurance policy, my son’s father was paying $375 per month. As of today June 16th 2025 my son’s father’s State Farm auto insurance monthly payment is $282 with $122 of it just my son’s portion of the monthly auto insurance payment. My son’s father was told by the State Farm insurance agent that adding our son’s father qualified him for multi vehicle discount on the monthly insurance payment and as long as our son maintains a good driving record ( no tickets, or accidents ) the monthly insurance payment would go down every year. Both my son’ and his father have maintained great driving records . Yet it wasn’t until 2024 that my son’s father saw any reduction in the monthly car insurance payments from State Farm and going from $375 down to $282 isn’t much of a discount. I believe they are getting ripped off by State Farm just like that lady in the story about the beacon tracking her driving. The only good thing is after only one year my son no longer had to write down all the trips in his car and he doesn’t have a State Farm tracking Beacon in his car. State Farm the “ We promise discounts on good driving records and multi vehicles on one auto insurance policy; but we at State Farm promise that it isn’t discounted every year as promised and if you get a reduction in your monthly auto insurance payments it is at our discretion “ company.

Driving under the speed limit is just as dangerous as driving over it.🙄

Sounds made up these Beacon tracking for insurance companies have been around awhile. Maybe she should of bought used instead if she's worried about the payment seems she had plenty of cash to get her nails done tho

I would rather drive a car 40 years old then deal with this nonsense

So the dealer explained to her the way to get cheaper insurance was thru the Insurance companies little device. Imagine that. Dealership was in bed with State Farm. Not really cool in my opinion.

Um, if it's in your car for safety, it probably isn't great to be going 10 under the limit. Look - I like to go fast, BUT it's literally unsafe to go 10+ under the limit. Save it for emergencies.

I used one from another insurance provider. These apps are a PITA!!! You can't look at your passenger, even for a second! All the other items in article were monitored. Plus if married or co-owner they have to have app too. So, of both of you are in car, they track on both phones. Then, the person who's riding has to update the tracking data as they weren't driving. If you don't, you get double miles posted to account which could increase your premium! The app I used, tracked phone use even if through Bluetooth in car. Heaven forbid if you look on car screen if you want to answer. And...don't even go 1 MPH over!!

If you are paying $500 for auto insurance then you're a lousy driver or you're getting ripped off. I pay less than $150 per month for full coverage with a $500 deductible. Stop spending so much time at the nail salon and use the time saved to get quotes from other insurance companies.

I thought my car ins was high. Are people paying $500/month?

Sorry but I feel this is a fake situation and someone at State Farm marketing is involved. Insurance companies have been pushing these trackers for years and the only ones signing up are those who know they can benefit. For the majority of other drivers, if insurance companies knew most people driving habits, our rates would double.