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5 Car Brands With The Most At-Fault Accidents - Subaru Is Now Number One

Which cars brands have drivers with the most at-fault accidents? See why Subaru is now number one. Is it Forester, Outback, or Crosstrek drivers? See which models are the worst offenders and one with the most careful Subaru drivers.


Across the U.S, Insurify says about 11 percent of Americans have an at-fault motor-vehicle crash, from a fender bender to a serious incident, on their driving record. They have identified which car brands and models have the most at-fault accidents, and Subaru is now number one.

Is it Subaru Forester, Outback, or Crosstrek drivers that are the worst offenders? See which Subaru models are the worst offenders and the one car with the most careful drivers.

2021 Subaru Forester, 2021 Subaru Crosstrek, 2022 Subaru Outback

The top five automotive brands with the most accidents are Subaru, with 16 percent more accidents than average, followed by Volkswagen (14 percent more), Hyundai (12 percent), Mazda (11 percent), and RAM (10 percent).

It's no surprise, but Subaru drivers of the WRX and WRX STI are the worst offenders, according to Insurify. 16.30 out of 100 WRX and STI drivers report an at-fault accident on their record.

2021 Subaru Forester, 2021 Subaru Crosstrek, 2022 Subaru Outback

WRX and STI drivers have an accident rate 48 percent above average, making it one of the ten most accident-prone models of any brand in the country. It's because performance enthusiasts with a passion for speed drive the models.

In other research from Insurify, data reveals the Subaru WRX and STI performance cars have the highest speeding ticket rate of any U.S. car model.

Who are the most careful Subaru drivers? Subaru Tribeca owners with 8.16 out of 100 drivers reporting an at-fault accident on their record. Tribeca drivers cause accidents at a rate 26 percent lower than the national average. Subaru discontinued the Tribeca because it was too small for families and introduced the Ascent 3-Row SUV in 2019 to take its place.

In an earlier study this year, Insurify said the Subaru Crosstrek, Subaru WRX and WRX STI, and Subaru Impreza are among the top five cars with the most at-fault accidents. The three models are purchased by a younger demographic with active lifestyles and are likely to take more risks than other drivers.

2021 Subaru Forester, 2021 Subaru Crosstrek, 2022 Subaru Outback

Many Subaru Crosstrek owners take risks mountain biking, mountain climbing, and kayaking. It isn't easy to separate from the excitement of the sport while driving to and from the adventure. But it's surprising the Crosstrek is involved in more at-fault accidents than the WRX and STI, which are bred for speed.

Subaru now gets the label as the number one car brand with drivers with the most at-fault accidents. It's not Forester or Outback drivers with the most accidents; it's WRX, STI, and Crosstrek drivers who take the most risks.

You Might Also Like: 2022 Subaru Forester Update - 5 New Details Revealed Before The U.S. Debut

Denis Flierl has invested over 30 years in the automotive industry in a consulting role working with every major car brand. He is an accredited member of the Rocky Mountain Automotive Press. Check out Subaru Report where he covers all of the Japanese automaker's models. More stories can be found on the Torque News Subaru page. Follow Denis on Facebook, Twitter, and Instagram.

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Photo credit: Subaru


Dot Bradley (not verified)    August 1, 2021 - 5:37AM

Subaru's Eyesight safety package is standard on Forester and Outback.
However, it is optional on Crosstrek. Young people think they are invincible
and also may not want to pay extra for Eyesight. I have a Crosstrek and love it.
Eyesight gives me blind spot warning and automatic breaking to help avoid
accidents. But then I'm a senior. It's not the cars that are at fault, it's the drivers.

Rudy Somwaru (not verified)    August 1, 2021 - 6:55AM

I owned a 2019 Subaru Crosstrek which I traded in at 6500 miles. I felt like I was a guy driving a Subaru Imprezza on high heels. I did not get this feeling during test driving but when I was faced with a challenging situation like parking or U-turns, I had to be very careful. It was a small vehicle with premium options for safety but more difficult to handle than larger vehicles. Rather than getting into accidents I took the loss by trading in and bought a larger vehicle from another manufacturer,

Nunya (not verified)    August 1, 2021 - 8:41AM

I find it silly that they say the safest at fault Subaru vehicle is the Tribeca. It makes sense but misleading cause they haven't made that vehicle since 2014.

Dayna (not verified)    August 1, 2021 - 9:07AM

To support the claim that it is younger people with active, risky lifestyles that are driving the numbers, perhaps there should be a study of the demographics and lifestyles of the drivers of those cars. I know many older drivers who have adventurous lifestyles that have been driving Outbacks and earlier Subaru 4WD because those vehicle support an active lifestyle. Many of them are Seniors looking for a smaller, more affordable version of the Outback and are thinking of switching to the Crosstrek. But they are worried that there is something fundamentally wrong with the Crosstrek that is causing accidents. More detailed demographics might ease their concerns.

Ray, Tulsa (not verified)    August 1, 2021 - 8:00PM

I suppose this will affect auto insurance rates for these cars. Too bad. Hopefully, the hikers, runners, climbers, swimmers, kayakers and other outdoor enthusiasts will break even if they have health insurance incentive discounts for living a healthy lifestyle in the first place.

Petey (not verified)    August 2, 2021 - 1:29PM

You have once again interpreted this data wrong for clicks. It never says Subarus have the most accidents. It says people who have bought Subarus reported having an at fault accident in their past. Which just means they bought a Subaru after, because they are safe.