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The Best And Worst New Cars To Insure - Subaru Outback, Forester Rank 10-Best

Check out the most expensive and least expensive new cars to insure. See why the 2022 Subaru Outback and 2022 Subaru Forester are among the 10-best vehicles to insure.

How much does it cost to insure the 2022 Subaru Outback and 2022 Forester? The 2022 Subaru Outback and 2022 Forester cost less to insure than other new SUVs. A new insure.com report says the 2022 Subaru Outback midsize SUV and 2022 Forester compact SUV are among the top-10 least expensive new cars to insure. Another report from Vincentric says the Subaru Outback is the lowest cost to own.

Why is insurance less for the Outback and Forester? 

The more likely the vehicle is to be involved in an accident, the more it costs to fix it, and it is the primary factor in auto insurance base rates. Companies also consider crash test ratings, the size of the engine and horsepower, and safety features.

2022 Subaru Forester, 2022 Subaru Outback

Insure.com pulled insurance quotes from six major insurance companies and averaged the premiums, so you have an accurate estimate of what it costs to insure a new car. Insurance companies base their premiums on risk, and the Outback and Forester are less of a risk because of two things, fewer accidents, and top safety scores.

The ten cheapest cars to insure

The Chrysler Voyager L is the least expensive car to insure, followed by the Honda CR-V LX, Mazda CX-3 Sport, Fiat 500x Trekking, Honda HR-V LX, Jeep Compass Sport, Mazda CX-5 Sport, Subaru Outback 2.5i, Subaru Forester 2.5i, and Jeep Wrangler JL Sport. 

2022 Subaru Forester, 2022 Subaru Outback

The costliest cars to insure

The Maserati Quattroporte S GranSport is the most expensive car to insure, followed by the Maserati Ghibli S Q4 GranSport, Tesla Model S Performance (Plaid), Tesla Model X Performance (Plaid), BMW M760i xDrive, BMW M8 XDrive, Audi R8 5.2L V10 Spyder Quattro, and Nissan GT-R Nismo. 

Why the 2022 Subaru Outback and Forester are a reasonable risk for insurance companies? 

Insurance companies like the fact that all Outback and Forester trim levels come with the latest safety features. Automatic emergency braking with pedestrian detection, lane-departure warning, automatic high beams, blind-spot monitors with rear cross-traffic alerts, and adaptive cruise control.

How much does it cost to buy insurance on a 2022 Subaru Outback?

Insure.com says the national average insurance rate for the 2022 Outback is $1,330 per year. How much does it cost to buy insurance on a 2022 Subaru Forester? Insure.com says the national average insurance rate for the 2022 Forester is $1,333 per year.

What is the price of a 2022 Subaru Outback 2.5i?

The 2022 Outback 2.5i comes in four trim levels; the base trim is priced from $27,845, Premium ($30,270), Limited ($34,720), and Touring ($38,620). Pricing includes $1,125 destination and delivery fees.

What is the price of a 2022 Subaru Forester 2.5i?

The 2022 Forester comes in six trim levels; The base Forester starts at $26,320, Premium ($29,320), Sport ($30,890), Limited ($33,000), new Wilderness ($33,945), and Touring ($36,420). Pricing includes destination and delivery fees ($1,125).

If you consider buying a 2022 Subaru Outback or 2022 Subaru Forester, insure.com says they are among the ten cheapest cars to insure because they offer standard safety features and owners have fewer accidents. 

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Denis Flierl has invested over 30 years in the automotive industry in a consulting role working with every major car brand. He is an accredited member of the Rocky Mountain Automotive Press. Check out Subaru Report where he covers all of the Japanese automaker's models. More stories can be found on the Torque News Subaru page. Follow Denis on Facebook, Twitter, and Instagram.

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Photo credit: Subaru USA

Comments

NormT (not verified)    November 2, 2021 - 6:04AM

You missed higher insurance on the Impreza and Crosstrek because they have the most claim accidents and the younger demographic. Subaru Eyesight to the rescue...not!