Anyone who reads Torque News knows that Lexus is the top luxury car brand in the world when it comes to things like quality, reliability, and resale value. It is hard not to be a fan of a brand that regularly wallops the German rivals in so many ways. We do try to find some balance to our work though, so we thought it only fair to accurately report on Lexus’ failure to make this new list. The list is the top 20 most expensive to insure cars.
Published by Insure.com, the list is a who’s who of fantastic cars. Mercedes is the clear winner with 7 of the top 20 most expensive to insure models for sale in the US. Audi is the next big winner with 4 cars, and BMW and Porsche each get 3 of the coveted spots. The list is owned by the German makes, but India’s own Jaguar (a Tata Motors brand) does take two of the top 10 slots. The surprise winner overall is the Nissan GT-R supercar, despite the fact that the car is not even close to being the most expensive car on the list in terms of MSRP. This makes sense after all since the GT-R was specifically designed to beat the world’s supercars at a lower price point. Job well done.
Neither the Lexus LFA supercar, nor the flagship of the line, the LS 600h long-wheelbase hybrid were able to make the varsity team. The LS 600hL is no price slouch either. With its standard Alcantara headliner, 438 horsepower, and the ability to regenerate power for use by its electric motor, it comes in at a lofty $135,940. That price is higher than a full-whammy Nissan GT-R. Yet, it still doesn’t earn Lexus a slot on this list. Perhaps if Lexus dropped its pre-collision, frontal collision avoidance system, lane-keeping, active pedestrian detection, and driver attention monitor it might score more highly.
Are you wondering what it would cost for an average 40-year-old male with a short commute to work, normal policy limits, and a $500 deductible to insure the top car on the list? That would be $3,169. That price seems very reasonable if you consider the bragging rights that go along with it. Lexus does have a very vigorous continuous improvement program, and if it tries hard it may make this list in the coming year. But don’t count on it.